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EPF Interest Calculator

Estimate provident fund interest on opening balance and monthly contributions using the average-balance method.

Results

Opening PF balance
₹1,00,000
Employee contributions
₹21,600
Average balance
₹1,10,800
Estimated interest
₹9,141.00

At 8.25% per year for 12 month(s), simplified average-balance method.

Closing balance (no interest)
₹1,21,600
Closing with interest
₹1,30,741

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Enter opening PF balance, monthly employee contribution, annual interest rate, and months. On ₹1,00,000 opening plus ₹1,800/month for 12 months at 8.25%, estimated interest is about ₹9,200 on an average balance near ₹1,10,800.

Common questions

Does this match EPFO exactly?

This is a planning estimate using average balance. EPFO uses its own monthly posting rules.

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